HOME PURCHASE LOANS
We believe home buying should be a smooth, quick process.
Whether you are buying your first home or the last of many, our purchase mortgage specialists can help you each step of the way. Certainly you want a low interest rate and less closing costs - we deliver there. And, most importantly, we provide the assurance that your loan will close on time. We even guarantee it!
Our purchase mortgage specialists will devote the time to learn about your goals and financial plans. Then, they will craft a loan plan just for you - whether it's closing with the least amount of money, having the lowest possible payments or some combination of both. With the deep selection of loan programs we offer and the flexibility of being a direct lender, we have the options necessary to get you the best loan available for your individual needs.
Get pre-qualified and shop for a home with confidence.
Getting prequalified allows you to know for certain how much you qualify for so you can shop for a home with confidence. You'll also get a prequalification certificate to help your negotiating position with sellers.
Our prequalification process is more comprehensive than most. Many lenders simply analyze your income and debts to determine the most mortgage you can afford. Our prequalification goes much further to eliminate any surprises once you have found the home you want.
Your home purchase loan will close on time. We guarantee it!
When closing on a new home, many pieces all come together at once. Moving trucks, school admissions, time off work, seller's schedules, etc. can all come to a grinding halt if the financing is not ready.
We understand how critical being able to close on time can be and decided to act boldly by guaranteeing a closing date for most purchase loans.
Simply put, we will issue a closing date guarantee certificate which states clearly when your loan can close. If we cannot deliver on that date, we will pay $1,000 toward your first monthly payment. (Subject to conditions.)
So go ahead, get ready to move. We'll hold up our end and ensure your home loan is ready.
First time buying a home? Quit dreaming and let's do this!
Buying your first home is a big deal! We get it. Relax, you've come to the right place.
Buying a home brings freedom and opportunities as well as many responsibilities. We'll make sure you have all the information you need and take the time to ensure you are informed about each step of the process.
To begin, get in touch with one of our experienced loan officers to answer any questions you may have and get you started on prequalification. You probably don't go shopping for most things without knowing how much money you can spend. Shopping for a home is no different.